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The Best Real Money Online Casinos in Zambia 2024

This page is written by
Kelvin Jones
Kelvin JonesSenior Online Casino Expert
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Zambia is a young country with a relatively small population but has a strong presence in the African gambling scene. All forms of offline gambling are legal and easily available to citizens above the age of 18 in Zambia.

The nation is also an active member of GRAF – the Gambling Regulators Africa Forum – one of the premier organizations in the African gambling industry. The continent as a whole is witnessing a rise in online gambling as an increasing number of Africans connect to the internet.

Recently, Zambia has also been experiencing a rise in online casino gambling and sports betting. The increased use of mobile phones, which are currently owned by 82% of the population, has played a key role in this revolution. As a result, many online casinos have started accepting players from this South-Central African nation.

But what is the status of online gambling according to Zambian laws? Is it safe to play at online casinos in Zambia? Which mobile phones can you use for gambling in Zambia's online casinos? We answer These questions in our complete guide to the best Zambia online casinos.

This extensive PlayCasino.co.za guide is aimed at new Zambian online players as well as more experienced gamblers looking for a speedy way to find the top Zambian online casinos. If you belong to the latter category, simply scroll down to our shortlist of the best online casinos that accept Zambia players.

And if you are new to Zambia's online casinos, we have plenty to tell you – just read on!

How We Rate and Choose Trusted Zambia Casinos

Online casinos are generally safe for players but there are always a few rotten eggs that are out to scam players. Therefore it is important to learn how to spot and avoid these bad casino sites. Here at Playcasino.co.za, we curate a list of the safest Zambia online casinos. You can find out about other African online casinos on our guide.

Our experts have tested all the casinos on this list to ensure that they are reliable places where you can have fun. But that is not all – we also want you to educate yourself on how to spot a good casino on your own. So look out for the following features that we use to identify good online casinos:

Licensed & Regulated by A Gaming Authority

The online casino industry has several “hotspots” around the world – places where online gambling is legal and strictly regulated by gaming authorities. Online casinos based in these places are required to get licenses.

And to do that, they have to pay a lot of money as fees and also maintain high standards in game quality, fairness, player security, and data security. Only serious and committed casino operators can qualify for the top licenses.

The best casino licenses include the UK Gambling Commission, Malta Gaming Authority, Gibraltar Gaming, and Alderney. Other options include Curacao and Kahnawake. If a casino has the seal of approval from these bodies, it means that it is a safe and reliable place to make bets online.

Ideally, Zambia should have its own regulatory body, but sadly the Zambian laws are not updated to include online gambling. This is why we have to rely on foreign licenses to ensure safe gambling in Zambia.

Player Safety & Security

Player security at online casinos can mean several things and they are all important. First, the casino website should be protected by SSL encryption to ensure hackers cannot steal your data and banking information. The best Zambia online casinos use the same encryption as online banks.

Then there is another form of player safety called “responsible gambling”. The casino must have measures in place to help prevent gambling addiction. You should be able to easily request the casino to block or restrict your activity at the site using self-exclusion, deposit limits, etc.

All the casinos we recommend are responsible establishments that care about the safety and welfare of players.

Variety of Games and Quality of Game Software

At the top Zambia online casinos, you can play hundreds of slots, card games, roulette, jackpots, video poker, and more. There are many software companies out there that design and market these games.

But not all of them are the same. As with any other business, here too you will great companies, average ones, and many of a low quality. An ideal casino is one that has at least one or two major brands like Netent, Microgaming, Playtech, Betsoft, and Pragmatic Play.

Some casinos only carry one brand of software and games. Casinos powered by Rival and RTG are examples. While they are perfectly fine companies, you miss out on hundreds of slots from other brands at these casinos.

So for the best possible experience with a wide range of gaming options, it is hard not to recommend multi-provider casinos. These often have 2000 or more unique games from up to 40 different providers.

The top names we mentioned are desirable because their games and slots have excellent design, and amazing gameplay and are fully licensed and tested for fairness.

Frequency and Quality of Bonuses & Promotions

Online casinos use bonuses to attract new players and keep their regular players happy. There are many different types of these bonuses. This includes welcome offers, no deposit bonuses, match deposit bonuses, free spins, and reloads, to name a few.

We like casinos that offer a good mix of various bonuses to players. And while we like huge bonus cash offers, that is not the only important factor. All bonuses come with terms and conditions that can affect your chance of getting money from a bonus.

If you want to improve the chances of withdrawing your winnings from an online casino bonus, ensure that the bonus terms have these features:

  • Has a low wagering requirement – below 30 is good, while a maximum of 35x is fair
  • Has a high max cashout limit, or no cashout limit
  • Wide range of games playable with the bonus
  • Has a longer validity period

Popular and Safe Depositing & Withdrawal Methods

Money plays an important role in online casinos. You should be able to quickly deposit and withdraw money at an online casino to have fun when you want it. It all starts with accepted currencies – the best Zambia online casinos would be those that accept payments in Kwacha.

Unfortunately, online casinos usually accept only major currencies like US Dollars, Euros, and British Pounds. Only a few casinos accept Kwacha payments. This situation will surely improve as online casinos grow in popularity in Zambia.

In the meantime, you can easily convert your Kwachas to one of the major currencies while depositing. Many online payment methods like credit cards and e-wallets allow this. The only problem is that you will have to pay a small amount each time as conversion fees.

Online casinos offer many different payment methods. The ideal ones for Zambian players include mobile payments like Airtel Money, credit cards like VISA, online wallets (Skrill, Neteller, Paypal), and internet banking. You should always pick a casino that offers a payment method that is convenient for you.

Mobile Responsiveness & User Experience

Mobile usage is increasing at a fast rate in Zambia. The country is approaching a saturation point, where everyone will have a mobile phone and access to the internet using mobile networks like MTN Zambia, Airtel Zambia and Zamtel.

But Zambia is not unique in this. The same pattern has emerged the world over. And unlike Europe or America, internet users in Africa prefer mobiles to computers. Therefore, online casinos have understood the importance of bringing their platforms to mobile users. Players love the ability to carry thousands of casino games in their pockets!

With the best Zambian online casinos, you get the freedom to play your favourite gambling games anywhere, as long as there is a 3G or 4G network. These casinos all use HTML5 technology. You can open any of these casinos in your mobile browser and start playing anywhere, anytime, without the hassles of downloading any app or software.

You can use any mobile phone to play these modern casino games. It doesn’t matter if you have a Samsung phone or an Infinix or Itel – as long as you have Chrome or Firefox as a browser, you can play your favourite games.

A few people also have iPhones and iPads. If you are one among them, you can rest assured that these online casinos are fully compatible on iOS. You will obviously use the Safari browser instead of Chrome – that is the only major difference. Everything else is the same!

Reliable & Responsive Customer Support

Online casinos are very user-friendly. They are legally required to provide players with all the information possible, including FAQs, full terms and conditions, game guides, and more. However, there are times when you may still need help from an expert.

This is where a responsive and well-trained customer support system becomes important. We test online casinos to see how fast they respond to email queries, live chat, and phone (if available). We only list casinos that have friendly and reliable customer support agents.

If they are available 24×7, it is a huge plus point. Otherwise, we look for casinos that at least respond quickly, within 24 hours at the latest. Casinos with phone support are great, but they tend to be less common. But email and Chat is the bare minimum you should expect.

Best Casino Bonuses for Zambia Players

Are you new to online gambling? If you are about to join your first-ever Zambia online casino, watch out for these amazing bonuses:

No Deposit Bonuses

Every casino enthusiast loves no deposit bonuses because they are 100% free! That’s right – you don’t have to pay anything to get this bonus, unlike most types that require a cash deposit. And the best thing is that you get a chance to win some money and withdraw it!

Since no deposit bonuses can give free money to lucky players, casinos only give them away sparingly. Usually, only new members can claim this type of bonus and that too only once, when they sign up.

There are two types of no deposit bonuses – free spins and free chips. Free spins are valid only on certain video slots as specified by the casino. A free chip/cash bonus, usually $5, is the other type that you can use to place bets on both slots and other types of games like blackjack and video poker.

Since they are so rare and in high demand, we maintain a special updated list of top Zambia no deposit bonus codes and offers here at Playcasino.co.za. Don’t forget to check it out!

Welcome Bonuses

Like no deposit offers, welcome bonuses are reserved for new players at a casino. The difference is that these bonuses always require a minimum cash deposit of $20. Some of the larger welcome packages are available on your first three or four deposits at the casino.

A welcome package will almost always have a match deposit bonus. With this bonus, the casino promises to match your deposit amount to a certain percentage. For example, if there is a 200% match deposit offer, if you deposit $20, the casino will match it to 200%, adding $40 to your account!

It is not unusual to see welcome bonuses offering $500 or $1000 to your casino account on deposits. Some welcome packages also come with free spins – often in the range of 20 to 50 free spins, playable on select video slots.

Regular Match Bonuses

These are just like the match deposit offers you find in a welcome package. The only difference is that they are open to regular players at the casino, and you can claim them more than once. The top Zambia online casinos offer multiple match bonuses on a daily or weekly basis.

Free Spins (with Cash Deposit)

If a casino exclusively offers video slots, chances are high that you will find deposit free spin offers there. With this type of bonus, you can get hundreds of free spins when you deposit cash at the casino. It is a very popular bonus among slots enthusiasts.


Cashback is given by casinos when you lose all your deposit money in a week or month. Though rare, it can happen since losing is always a risk during gambling. And when this happens, a cashback offer will come in handy to boost your bankroll and cheer you up a bit!

It works like this – casinos usually offer between 10 and 30% as cashback. If you lose $100 in a week, the next Monday the casino will put $10 in your account as real cash. The higher percentages of cashback are usually available to VIP players.

Vip Bonuses

Most online casinos maintain a VIP club, a system that rewards you when you play more often at the casino. All registered players are eligible for membership, but you start at the bottom level. To climb the higher levels, you need points.

The casino will give you points every time you place a bet on the cards or slots. At higher levels, you get much better rewards and bonuses. These include special offers, free spins, free cash, higher withdrawal limits, birthday gifts, special cash tournaments, and more.

Online Casino Games Available for Free and For Real Money


Slots are the major attraction at most online casinos. While they are usually in the hundreds, some casinos have over 2000 slots in their collections. They are incredibly popular among players because anybody can play slots. There are no complex rules or skill requirements.

Slots also come in many attractive themes and designs. You can play classic 3-reels with fruit symbols and gems or play more elaborate 5-reel slots with Egypt, Vampires, Dragons, Safari, Magic, Chinese, and many other themes.

They also come with many exciting bonus features. Some slots have free spins, jackpots, wilds, scatter, and other unique symbols and gameplay elements. Due to their extreme popularity, all software providers launch anywhere from 6 – 12 new slots each year!

Some of the latest and greatest slots you can play at Zambian online casinos include:

  • Western Gold Megaways
  • Book of Dead
  • Rage of the Seas
  • Big Buffalo
  • Star Bounty
  • Wild Safari

Table Games

More experienced casino players love these games. They are card games like blackjack, poker, baccarat, and roulette games. There are many variants like European, French, and American forms of blackjack and roulette. While table games have a higher win chance than slots, you need skill and knowledge of the rules to enjoy these games. Some popular table games include:

  • American Roulette
  • European Blackjack
  • Pai Gow Poker
  • American Blackjack
  • Dragon Tiger

Live Casino Games

Table games are unrealistic because you are playing against the computer, using virtual cards and dice. But live casino games are different. They are filmed live in the studios of developers like Netent and Evolution. Real human dealers host the games and use real cards, dice, and roulette tables.

Live casino games are very popular. They allow you to experience the feel of an authentic casino game from the comfort of your home. The games can be viewed on your mobile or PC screen using live streams. You can place bets and even chat with hot and charming dealers.

Popular live dealer games include:

  • VIP Blackjack
  • VIP Roulette
  • French Roulette
  • American Blackjack
  • Dreamcatcher

Video Poker

Video poker is an exciting mix of online slots and poker rules. There are many variants of this classic game from the 1970s. You can select from a wide range of win rules and the number of decks and hands. Some popular video poker games available at Zambia online casinos include:

  • Aces and Faces Poker
  • Joker Poker
  • Jacks or Better
  • Deuces Wild

Bingo, Lotto, Scratchcards

These are a group of assorted games, including lotto, keno, bingo, arcade gambling games, simulation games and more. Casinos usually have a few of these in an “Other Games” section. They are nice if you want a change from slots and card games. A few common options include:

  • Rainforest Magic Bingo
  • Keno
  • Candy Prize
  • Hot Safari
  • Foxin Wins Scratch

Play Your Favourite Casino Games on Mobile & Tablet!

Virtually everyone in Zambia who goes online uses a mobile phone. Naturally, mobile casino gaming has massive potential in the country. Modern online casinos are capable of working on many different mobile phones, tablets, computers and laptops, all using a single-player account!

The main problem is internet access – you need to be online all the time if you want to play real money casino games. You cannot download and play these games later. But as providers like Airtel and MTN improve their network coverage, this will become less of a problem.

Mobile hardware is a non-issue for online casinos. They can even run on cheap budget devices. You do not need to spend tens of thousands of Kwachas on expensive gaming phones or iPhones to play online casino games. You can use any mobile brand to play online casinos in Zambia as long as it has a modern browser like Chrome or Firefox.

Just take a look at these compatible devices:-


All iOS devices launched after 2015 should easily run the games and slots on modern instant online casinos. This includes iPhone 6, 7, SE, 8, and the newer iPhone XR, XS, and 11. All iPad generations are compatible, including older iPad 2, 3 etc. and the latest 7th gen iPads.


Zambians can buy mobile brands like Samsung, Tecno, iTel, Nokia, and Infinix. All Android-powered smartphones are capable of running online casinos, including Galaxy Series, LG K series, Xiaomi Poco and more.

Beyond Online Casinos: Sports Betting in Zambia

Football is the most popular sport in Zambia. Punters in the country have access to sports betting at offline shops and bookies. This form of gambling is legal under Zambian laws, which is why it is a popular pastime for Zambian sports enthusiasts

With the increasing popularity of online services, betting is also moving online in Zambia. Many offshore sportsbooks accept bets from Zambians. You can bet on a wide range of global sporting events, including football leagues in Europe, Basketball, racing, athletics, and more.

Zambia law does not say anything about online sports betting. Technically it is not illegal in the country. There are no penalties on online sports betting in Zambia so it is 100% safe. If you want to learn more about online sportsbooks in Zambia, check out this guide:

Online Sportsbook Guide

Why Play and Bet Online in Zambia?

Online casinos and sportsbooks have many advantages. These are some of the reasons why you should consider online betting in Zambia:

  • Accessibility: There are land-based casinos in Zambia, but they are not accessible to everyone. Tourists and rich people frequent these resorts the most. Online casinos are much more budget-friendly – you can start betting for just a few hundred Kwachas! And they are open 24×7 as well.
  • Choice of games: Zambian casinos can only offer a limited number of slot machines and gaming tables. Online casinos have no such restrictions – they routinely offer hundreds or thousands of games and slots.
  • Health safety: COVID 19 is a dangerous disease that can easily spread in crowded casinos. Online casinos are far better as you can play from the safety of your home!
  • Bonuses and jackpots: Offline casinos do not offer much in the way of bonuses or jackpots. But at online casinos, you can claim many types of bonus offers and even win millions on jackpots.

Most Popular and Reliable Casino Payment Methods in Zambia

These are the most popular payment methods for online casinos in Zambia:

  • Airtel Money
  • Paysafecard Prepaid Cards
  • Neteller e-Wallet
  • Skrill e-Wallet
  • Paypal Zambia
  • Webmoney Zambia
  • Bitcoin
  • VISA/Mastercard
  • Online Wire Transfer

Gambling Legality in Zambia: What Is the Legal Status for Gambling in Zambia?

Zambia has a long history of legalized gambling in offline markets. Some of its betting laws date back to the pre-independence years of the 1950s. The country only gained its independence in 1964 from the British. The older betting and lottery laws have been amended several times since then.

Perhaps the biggest change in the gambling laws of Zambia came in the 1990s, with the Casino Act which legalized land-based casinos in the country. It repealed the older Casino and Gaming Machines (Prohibition) Act and allowed the licensing and operation of slot machines and casinos.

Land-Based Gambling

The following land-based betting activities are legal and regulated in Zambia – casino resorts, slot machines, poker rooms, sports betting shops, horse racing, and lotteries. Zambian Lotto is the state-run lottery in the country, which also has private licensed lotteries.

Online Gambling

Zambian laws have not been updated in recent years to include any mention of online gambling and sportsbooks. As a result, all forms of online gambling are unregulated in Zambia. There is no law for or against online betting.

Some locally licensed betting businesses have opened online portals using their existing offline licenses. But by and large, online casinos and sportsbooks for Zambian players are located outside the country, in offshore gambling centres like Malta, Gibraltar, and Curacao.

For local Zambian online businesses to start and grow, the government must pass new laws to legalize and formally regulate online gambling. Until then, Zambian players can safely play at offshore online sites.

Kenya Gambling Laws

The following are the main laws related to gambling and betting in Zambia:

  • Betting Control Act, 1958
  • Lotteries Act, the 1950s
  • The Casino Act, 1992
  • Tourism and Hospitality Act, 2007

Land-Based Casinos in Zambia

Land-based casinos were legalized in Zambia in 1992 with the introduction of the Zambian Casino Act, 1992. Zambia has nearly a dozen casinos in the country. The vast majority of them are located in the national capital of Lusaka. The major casinos in Zambia offer around 500 slot and poker machines and 80+ gaming tables.

Some of the top land casinos in Zambia are:

  • Lusaka Royale Casino, Lusaka
  • Casino Marina, Lusaka
  • Emperor Palace Casino, Lusaka
  • The Great Wall Casino, Lusaka
  • Diamond Casino, Lusaka

New to Gambling?

It is okay to feel a little overwhelmed if you are new to the online betting scene. Though most of the rules and systems are easy to learn, there is quite a lot of it at first glance! You may also be confused by the special words and technical terms used at online casinos. Fear not; we have created the perfect beginners guide for you here at Playcasino.co.za. After reading our guide, you will know the following important things:

  • How to pick safe and reliable casinos?
  • All about casino bonus types
  • Important bonus terms and rules
  • Best payment methods for Zambia casinos
  • Casino game terms like RTP, volatility etc

Frequently Asked Questions (FAQs)

What casino games are the most popular in Zambia?

Zambian players are most fond of video slots and progressive jackpots. They are easy to pick and play – no practice or skills required! And with progressive jackpots, you can also win millions of Kwachas with just a single click!

Are online casinos in Zambia safe?

Yes, but on one major condition – pick a licensed and reputed online casino and you should be 100% safe with online gambling in Zambia. Since there are no online gambling laws in Zambia, you are not protected from scams or abusive casinos. So you must learn to pick genuine licensed casinos.

Which casino banking methods are popular in Zambia?

Mobile payment methods like Airtel Money are the most popular payment method for Zambian casino players. Other common options include e-wallets like Skrill and VISA credit cards.

Is it legal to play at an online casino in Zambia?

There are no laws against online casinos or gambling in Zambia. So it is not illegal to play at an online casino – it is perfectly safe and within the bounds of existing laws.

Are there any land-based casinos in Zambia?

Yes, there are more than 10 land-based casinos licensed by the authorities in Zambia. Most of them are located in the capital city Lusaka. Zambian land casinos are situated popular malls or inside big resorts hotels like the Radisson Blu.

Can I bet on sports in Zambia?

Yes, sports betting is fully legal and incredibly popular in Zambia. Bets are most commonly placed on football matches. There are several licensed betting shops in Zambia. Many online sportsbooks have also started accepting players from Zambia.

What online casino games pay real money?

All online casino games are capable of paying real money on wins. When you deposit cash at a casino and play with it, you can win real money and withdraw it to your account. The only time casino games do not pay real money is when you use “Demo Play”, “Fun Play” or “Play For Free” option. They all mean the same thing – playing the casino game without using real cash. When you use this method, you do not get paid if you win!

17+ Years Experience
Kelvin Jones
Kelvin Jones

Senior Online Casino Expert

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Kelvin Jones is a seasoned professional in South Africa's online casino scene, boasting over a decade of expertise. He's your ultimate guide in selecting the finest online casinos, providing insights ...continue reading

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