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Melissa Kruger
Melissa KrugerE-Payments and Casino Payout Specialist
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Ilse Lotz
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Powered by AO Pay, AO EFT launched in 2020 as a proudly South African banking system. With AO EFT, you don’t need a credit or a debit card. You can simply deposit and withdraw money online via your bank account. AO EFT is safe, easy to use, and locally based in Ballito, making it an excellent option for any player who wants to enjoy real money gaming online.

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What is AO EFT?

AO Pay developed AO EFT to make online payments easy for South Africans. The team behind the system is passionate about business and finance, which has helped them become a trusted and respected name in the South African payment sector.

AO Pay’s AO EFT system isn’t just designed for eCommerce. It’s for any merchants that require payment facilities online. This makes it ideal for online casinos as it integrates with all major South African banks. It creates a safe way for players to transact directly from their bank account.

How does AO EFT work?

AO EFT facilitates instant EFTs between your bank and a real money casino, ensuring all your data stays well protected and your details are never at risk. It allows for seamless deposits and withdrawals at a casino by creating a platform where you can transact. Like when you pay for goods or services online using an instant EFT, AO EFT lets you deposit at a casino by linking the casino to your bank account. This ensures your details stay safe and your information isn’t shared directly with the casino.

A pop-up screen will open when you use AO EFT for deposits or withdrawals, and you’ll complete your transfer there. This adds a layer of security and ensures your banking is private and protected.

How to make a deposit with AO EFT

AopayMaking a deposit using AO EFT is quick and simple. If you want to withdraw, you’ll follow the same process; only you’ll navigate to the casino’s Withdrawal page.

  1. Sign in to your account at a South African online casino site that accepts AO EFT.

  2. Head to the Banking or Cashier page and select the deposit option.

  3. Select your deposit amount.

  4. Choose AO EFT from the available banking methods.

  5. Select the Instant EFT or Bank Transfer option.

  6. Choose your bank.

  7. Log in to your internet banking profile using your login details in the pop-up window.

  8. Confirm the account and deposit amount.

  9. Authorise the transaction with the OTP or payment verification USSD sent to your cell phone.

  10. Your casino account will be credited with the funds you’ve deposited. 

The whole process only takes a minute or two, and the money is instantly available in your account as soon as you complete the EFT. You can then play games for real money using the money in your casino account.

Pros of AO EFTCons of AO EFT
1. No credit or debit card required
To use AO EFT, you don’t need a credit card or debit card for online transactions. All you need is a bank account at one of the eight local banks this payment system supports.

2. No sign-up is needed
Anyone can use AO EFT. You don’t need an account with AO Pay, and you don’t have to share any personal identification with them. All transactions are processed through your bank account.

3. Safety and security guaranteed
AO EFT has safety measures in place to prevent cyberattacks, and the system also requires that you authorise every transaction. It won't be authorised if you don’t enter the OTP or confirm the transaction in your banking app.

4. Cost-effective transactions in rands
AO EFTs are charged at your bank’s usual rates. There are no extra fees and no additional charges. Plus, you are transacting in rands, so there are no currency conversion charges, and you know exactly how much money you’ll have in your online casino account.
1. Can’t do international transfers
There are very few cons to using this banking method, but you must remember that AO EFT is for local transactions via local banks only. Doing an international EFT requires additional paperwork and verification to ensure anti-money laundering and other tax and transfer regulations are followed. However, with so many fast payout casinos in South Africa accepting AO EFT, you don’t need to look elsewhere!
Capitec aopay

Banks Available With AO EFT

  • Capitec

  • Standard Bank

  • ABSA

  • FNB

  • Nedbank

  • Access Bank

  • Investec 

  • Thyme Bank

More EFT Payment Options at SA’s Online Casinos

South African Casinos using AO EFT

If you’re ready to start playing slots for real money, we can recommend these South African-friendly casinos as a great place to start:

Punt Casino

Since 2017, Punt Casino has thrilled SA players with a huge selection of slots, table games, and other types of gambling entertainment powered by industry titans. This local casino offers generous free bonuses that extend well after you've signed up. It has exceptional customer support and a desktop or mobile option. This casino scores top marks in our books.

When Yebo Casino opened its virtual doors in 2014, SA players were in for a treat – and they still are. This casino has over 200 games powered by leading software developers, 24/7 support, and many ever-changing bonuses that sweeten the deal. It’s also available on desktop and mobile for easy access.


Does AO EFT offer customer support?

Yes. You can contact them at support@aopay.io or call them on +27 10 492 6580

Can I withdraw my winnings using AO EFT?

Yes, if the casino you’re playing at allows for this too. AO EFT is suitable for deposits and withdrawals.

How do I confirm my AO EFT deposit?

When you make a deposit, you’ll receive an OTP or USSD confirmation message that you need to reply to.

Can I reverse an AO EFT transaction?

Fund reversals will depend on the bank you are using. Always contact your bank’s support team first, as they can advise you of the next steps.

Melissa Kruger Author at PlayCasino
Melissa Kruger

E-Payments and Casino Payout Specialist

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Melissa Kruger is your go-to gal if you're trying to navigate the complex landscape of online casino payments and withdrawals. She's tried and tested all possible payment methods at South ...continue reading

Safe Payments Specialist
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