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Melissa Kruger
Melissa KrugerE-Payments & Casino Payout Specialist
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EFTpay is a quick and easy payment method for South Africans to pay at online casinos straight from their bank account. On this page, you’ll find the best EFTpay casinos, how it works, and tips for depositing, withdrawing, and more.

Casinos That Accept EFTpay

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What is EFTpay?

EFTpay is a South African payment service that lets you make instant online payments straight from your bank account, no card needed. It works with all the big local banks like Capitec, FNB, Nedbank, and Absa, and is a popular choice at online casinos because it’s fast, secure, and easy to use.

Instead of manually entering your banking details, EFTpay connects you to your bank’s login page. You just log in, approve the payment, and the money shows up in your casino account within minutes.

Eftpay homepage screenshot

How Does EFTpay Work?

EFTpay acts as a secure payment gateway between your bank and the online casino. Instead of entering your card or account number manually, EFTpay connects you directly to your bank’s online system. Once connected, it verifies your identity and handles the payment behind the scenes safely and instantly.

Because it works with major South African banks, EFTpay makes it easy to move money online without needing a credit card or third-party app. It’s basically a smarter, faster version of an EFT (Electronic Funds Transfer), built specifically for online payments.

How to Deposit Using EFTpay at Online Casinos

Depositing with EFTpay is super simple and only takes a few steps. Here’s how it works:

  1. Make sure your bank supports EFTpay

EFTpay works with most major South African banks. You don’t need to register for EFTpay separately. If you’re already using your usual bank’s online or mobile banking, you’re already set. EFTpay simply taps into that securely.

  1. Log in to your chosen South African online casino.

Go to the Deposit or Cashier section. Choose EFTpay among the payment options. It might pop up alongside Ozow or standard EFT.

  1. Link your bank account and authorize

When you pick EFTpay, you'll be redirected to your bank’s secure login page. Log in using your existing credentials (username/password, app, or OTP).

  1. Enter the account you want to use 

Choose from cheque or savings, confirm the amount, and approve the payment. Even on mobile, the process is smooth and quick.

Once confirmed, you'll be redirected back to the casino, usually in seconds.

First-time needs

  • If this is your first withdrawal, the casino may ask for FICA documents (like your ID and proof of address). It only happens once.

  • No need to register separately with EFTpay since casinos handle that on the backend. You just use your bank login, like any other EFT.

Ongoing use

  • After your first deposit, EFTpay should remember your bank (and sometimes even your account)—making repeat deposits quicker.

  • Just click EFTpay at the cashier, log in, approve, and your funds are almost instantly in your casino balance.

Minimum deposits with EFTpay are usually low (around R20 to R50), and you will still qualify for welcome bonuses or free spins when using EFTpay.

Withdrawing Using EFTpay

While EFTpay is mainly known as a deposit method, some South African online casinos also support it for withdrawals. If it’s available, it’s a safe and straightforward way to get your winnings sent directly to your bank account.

Here’s how to withdraw using EFTpay:

  1. Log in to your online casino account

  2. Go to the cashier or the withdrawal section

  3. Select EFTpay as your withdrawal method if available

  4. Enter your bank details, including your account number, bank name, and branch code

  5. Enter the amount you want to withdraw

  6. Submit the request and wait for approval

Once approved, your money will be transferred to your South African bank account via EFT. Most EFTpay withdrawals take 1 to 2 working days, but it can vary depending on the casino and your bank.

Things to keep in mind:

  • Not all casinos allow EFTpay withdrawals; some only use it for deposits. In that case, you might need to withdraw via standard EFT or another method like Ozow or bank wire.

  • FICA verification is often required before your first withdrawal. Casinos may ask for a copy of your ID, proof of address, and a bank statement or screenshot.

  • Minimum withdrawal limits vary, but they usually start around R100 to R300.

  • There are usually no fees, but check with your bank or the casino just in case.

EFTpay vs Other Online Casino Payment Methods

South African players have lots of ways to move money at online casinos from instant EFTs and vouchers to e-wallets and even crypto. EFTpay is one of the more straightforward choices because it links straight to your bank. Here’s how it compares to other common payment methods:

Payment MethodDeposit SpeedWithdrawal SpeedFeesPrivacy
EFTpayInstant1–2 daysLow/NoneModerate
Bank CardsInstant2–5 days / sometimes blockedSometimesLow
Ozow / SiDInstant1–2 daysLow/NoneModerate
E-wallets (Skrill / Neteller)InstantHours–1 dayVaries (currency fees)High
Vouchers (1Voucher, OTT, Blu)InstantNot availableNoneHigh
Crypto (BTC, ETH, USDT)10–30 minsMinutes–hoursLow/NoneVery High

EFTpay vs Credit/Debit Cards

EFTpay deposits reflect instantly, while card payments can sometimes take a few minutes or even get blocked by banks. EFTpay also keeps things safer since you don’t share card details directly with the casino. 

That said, cards usually come with higher deposit and withdrawal limits, making them better for big spenders, while EFTpay is ideal for everyday amounts.

EFTpay vs Ozow & SiD

EFTpay, Ozow, and SiD are all instant EFT solutions that link your bank account to the casino. The big difference is coverage: Ozow is currently accepted at more casinos, though EFTpay is growing quickly. 

EFTpay focuses on being simpler and smoother, especially on mobile, with fewer steps than some older EFT systems.

EFTpay vs e-Wallets (PayPal, Skrill, Neteller)

Most South African casinos don’t support PayPal, but Skrill and Neteller are fairly common. The advantage of EFTpay is that it always works in Rands, so you avoid currency conversion fees that come with e-wallets. 

Withdrawals are where e-wallets shine, as they’re often processed within hours, while EFTpay usually takes one to two business days.

EFTpay vs Prepaid Vouchers (1Voucher, OTT, Blu Voucher)

Vouchers are a one-way street: you can deposit, but you can’t withdraw. EFTpay, on the other hand, can be used for both deposits and withdrawals (if the casino supports it). 

Vouchers are good for privacy since they don’t connect to your bank, but EFTpay is much more convenient if you’re a regular player. Voucher deposits are also capped at a few thousand Rand, while EFTpay handles larger amounts without an issue.

EFTpay vs Crypto (Bitcoin, Ethereum, Tether)

Crypto is popular at offshore casinos but less so at South African-licensed sites, where EFTpay is more widely available. Speed is crypto’s big win, with deposits and withdrawals processed within minutes once confirmed. 

EFTpay withdrawals take a day or two. The other difference is stability. EFTpay works in Rands, so your balance stays the same, while crypto values can jump up or down, which some see as risky and others as an opportunity.

EFTpay Pros and Cons

Pros
  • Check IconInstant deposits in Rands
  • Check IconWorks with all major SA banks
  • Check IconSafe and secure (no card details shared)
  • Check IconLow or no fees
  • Check IconCan be used for withdrawals at some casinos
Cons
  • Close IconWithdrawals take 1–2 business days
  • Close IconNot yet available at all South African casinos
  • Close IconLess anonymous than vouchers or crypto

How Do I Get EFTpay?

EFTpay isn’t something you sign up for directly. It’s a payment gateway that connects to your existing South African bank account. If you already use online or mobile banking, you’re essentially ready to go. Here’s what that looks like:

  1. Have an account with a supported bank

EFTpay works with all major South African banks, including:

  • Capitec

  • FNB

  • Absa

  • Standard Bank

  • Nedbank

  • African Bank

  • Tyme Bank

  1. Activate online or mobile banking

If you’re not already registered, you’ll need to enable internet banking with your bank. This usually means setting up a username, password, and mobile app authentication (like Capitec’s app, FNB’s app, or Absa Online).

  1. You now have EFTpay

Once your online banking is active, EFTpay works automatically as a bridge between your bank and the merchant (like an online casino, retailer, or biller). There’s no separate EFTpay account or app to download.

EFTpay FAQs

Which banks support EFTpay?

EFTpay works with all the major South African banks, including Capitec, FNB, Absa, Nedbank, Standard Bank, African Bank, and even Tyme Bank.

Do I need to sign up for an account with EFTpay?

Nope. There's no separate registration. If you have an active online banking account with any supported South African bank, you’re already set to use EFTpay

Can I use EFTpay on mobile?

Yes, EFTpay is optimized for mobile. When you make a payment, you'll be redirected to your bank’s mobile interface or app, input your usual login details, approve the transfer, and you're done.

How fast are EFTpay deposits?

They’re instant. As soon as you confirm the payment, your funds should show up in your casino account right away.

Can I use EFTpay to withdraw my winnings?

Generally, no. EFTpay is often deposit-only. Most casinos don't support it for withdrawals. You’ll need to use a different method, like standard EFT or an e-wallet, for cashing out.

Are there fees for using EFTpay?

As a player, you don’t pay any fees to use EFTpay. It’s free to deposit. The only small fees come from the casino’s side, and they usually don’t affect you directly.

What currency does EFTpay use?

Only South African Rand (ZAR). This means no conversion fees and no surprises when your bank statement hits.

Safe Payments Specialist
Melissa Kruger Author at PlayCasino
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E-Payments & Casino Payout Specialist

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Melissa Kruger is your go-to gal if you're trying to navigate the complex landscape of online casino payments and withdrawals. She's tried and tested all possible payment methods at South Africa's online casinos, giving her expert knowledge on which to use and which to avoid. From EFTs and credit cards to e-wallets and vouchers, Melissa has dedicated her career to ensuring that players can play their favourite online casino games confidently and securely.

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