Online Casinos Accepting Pay by Phone
Most online payments require you to have a credit/card or bank account with online banking. But this is not something everyone has easy access to. Luckily, technology allows us to make online payments even if we don’t have a bank account or credit card!
One such alternative payment method is to pay by phone – as the name suggests, this uses your mobile phone number. When you use the pay by phone method, the bill amount is debited from your phone number’s active credit balance.
Like many other online payment methods, pay by phone has also been endorsed by popular online casinos. But is pay by phone a practical and safe payment option in South Africa in 2021? Which are the top South Africa online casinos that support pay by phone payments? What are its advantages and disadvantages?
Read on to learn everything you need to know about pay by phone casinos in South Africa.
Everything You Need to Know About Pay by Phone
Pay by phone is another name for mobile banking. It involves using a registered mobile SIM card instead of a bank account to make cash payments for online services. Some pay by phone services also allows you to send money to friends and relatives.
Pay by phone/mobile banking was invented because billions of people across the world do not have easy access to banks and online banking. But since mobile phones and cellular networks are everywhere, they offered an excellent alternative.
Please do note that pay by phone is not the same as “PaybyPhone” which is an online parking payment service available in a handful of countries. Pay by phone in this article refers to online casino payments using your phone bill.
Over the years, many payment methods have tried to harness pay by phone systems to varying degrees of success. In Europe and the UK, Boku is a great example of a successful mobile phone payment system at online casinos.
In South Africa, Vodafone introduced mPesa back in 2010 as a mobile bank-less payment method. But despite extreme success in Kenya and the East African region, mPesa South Africa was not a success. The service was shut down in 2017 in South Africa.
Online Casinos and Pay by Phone
Pay by phone at online casinos is a payment method for deposits. Instead of using a bank account or credit card, you can use your existing phone call balance to make a cash deposit. The main advantage of this system is that you don’t need a credit card/bank account to play at an online casino.
Even if you do have those, you may not like the idea of sharing such financial information with an online gambling site. With pay by phone, this is no longer a concern. Besides, you already have to provide your phone number for casino account verification. Using the same phone number for payments keeps your exposed data at the casino to a minimum.
Pay by phone systems are also incredibly easy and convenient to use. All you need is a few clicks/taps on your smartphone to make an instant deposit at the online casino. If you are primarily interested in mobile casino gaming, it is a fantastic choice.
But the system also has some major disadvantages. You cannot use it for withdrawals – it is not in compliance with online gambling financial rules for this purpose. Withdrawals require KYC and a verified bank account – you will have to provide that if you win big at online casinos. In the meantime, you can still make quick cash deposits with mobile pay by phone bill.
You do need a postpaid connection where the phone company charges you a monthly bill. The pay by phone casino deposit will be added to this bill. The system works like a credit card – you get the cash now and pay it later at the end of the month.
The biggest disadvantage of pay by phone is the lack of available payment methods. Popular options like Boku, while available at many top South Africa online casinos, are not open to SA residents. You have to be in the UK or some EU countries to use this feature.
South Africa did have a pay by phone method called Vodafone mPesa – many casinos offered this payment method (many still do, but for players from Kenya and other African countries). In South Africa, mPesa was shut down due to poor demand and several regulations in 2017.
As of 2021, no major pay by phone casino payment methods is actively available to players from South Africa. Casinos do show mobile deposit options, but most of them are open only if you stay in Europe or North America.
How to Use Pay by Phone – The Basics
Using pay by phone is incredibly simple. All you need is a smartphone – any device with iOS or Android will do – as well as a registered and active SIM card in your name. That’s it – you don’t need a bank account or credit card, or any other payment method.
The entire system works on SMS and your monthly phone bill. Any purchases made online, or casino deposits, are added to your phone bill at the end of the month. Like a credit card, you may have some spending limits imposed by the phone company, based on your spending patterns.
You don’t need to download and install any special apps to run a pay by phone transaction. The entire system works using simple SMS. Some phone network operators have the feature enabled on their apps – you can use these to check your upcoming bills, spending limits, etc. It is useful, but not necessary.
Using Pay by Phone for Casino Deposits
Pay by phone does not have any complex or confusing payment process. Anyone can make a casino payment using this method in just a few easy steps. Depending on your mobile service provider, there might be a slight variance in the process, but the basic formula remains the same:
- Visit your casino and log in with your account password
- Go to the cashier section and select deposits
- Pick pay by phone bill as your preferred method
- Enter the amount you want to withdraw
- Provide your mobile number and confirm other required details
- An SMS will be sent to your phone number
- You need to authorize the payment using the link provided
- Another SMS will be sent telling you that payment has been completed
Your cash should reach the casino in a matter of minutes. You are now free to enjoy your favorite real money slots. You can pay for the deposit later, at the end of the month along with your regular phone bill.
Using Pay by Phone for Casino Withdrawals
As already noted, pay by phone bill does not support casino withdrawals. This payment method is only suitable for small cash deposits at select casinos. You cannot get huge casino wins credited to your mobile balance. That requires a bank account – and since many pay by phone accounts don’t have linked bank accounts, it is not a viable option.
However, if you use pay by phone for deposits, do not panic when you win real money. The casino will give you an option to provide a working bank account number in your name for withdrawals. Or you may get a chance to select other valid withdrawal solutions.
Pay by Phone Casino Pros & Cons
Pay by phone is certainly not the most popular payment method out there in the online casino industry. It is a niche method favored in regions where fewer people have a bank account. In prosperous regions like South Africa, where the vast majority of customers have a bank account, it is only sparingly used. The following are some of the pros and cons of pay by phone from a casino player’s perspective:
A quick and convenient method
Does not reveal bank account information
Highly secure payment method
Can make deposits and pay later
Can be used for other online transactions as well
Cannot be used for withdrawals
Often has significant fees
No longer available in South Africa
Our Verdict: Why Use Pay by Phone at SA Online Casinos
Pay by phone is an excellent online casino payment idea. It is safe, secure, and highly convenient. If you don’t want casino bills showing up on your bank account/card (but don’t mind it on your phone bill!) you might be tempted to use it as a deposit option.
But primarily, pay by phone is aimed at folks who don’t have a credit card or bank account. It is aimed at digital inclusion – a very positive concept indeed. The trouble from a South Africa casino payment perspective is that currently, pay by phone is not available at most online casinos.
If new mobile bill payment methods come to the scene in South African gambling in the coming years, we will update this article accordingly. But until then, If you want secure and discreet payment methods, we recommend e-wallets like Skrill/Neteller/ecoPayz. If you are interested in cryptocurrencies, Bitcoin or Ethereum are also fine alternatives.
What is a pay by phone online casino?
It is a casino that allows you to make deposits using your mobile phone number. Popular payment methods that allow this in 2021 include Boku. Many South Africa online casinos based in the EU/UK have this payment option.
Can I use pay by phone at South Africa online casinos?
In the past, many African casinos offered mPesa payments. But mPesa is no longer active in South Africa – Vodafone was forced to shut down the service. As of 2021, there is no pay by phone payment methods available to South African casino players.
Is pay by phone a safe payment method?
Pay by phone is completely safe as it relies on your mobile SIM. Whenever you make a deposit, the authorization has to come from your mobile phone. No one else can use this account – if they try, you will get the SMS on your phone. Also, this method is usually supported and secured by your mobile phone network, which are highly trusted entities.
Why can't I use to pay by phone for withdrawals?
Withdrawals at online casinos are subject to strict financial regulations. Casinos have to perform strict customer KYC – check the player ID and bank account details – before giving out cash payments. Pay by phone deposit does not qualify as it does not link to a bank account or other financial system. Also, sending huge sums to your mobile phone bill is impractical – you will need a separate bank account for that.
How fast are pay by phone deposits?
Like most other casino deposit methods, pay by phone is incredibly fast. As soon as you verify the payment SMS, the money will reach your casino account. It is an instant payment method.
Are there any extra fees associated with pay by phone?
The bill for any pay by phone casino deposit is added to your phone bill at the end of the month. For this process, your phone company will certainly charge extra processing fees and interest rates if applicable. The actual fees will vary depending on the pay by phone service.
Can I use pay by phone with a prepaid SIM?
Yes, some services like Boku do allow you to pay using your prepaid phone balance. Always check your credit balance and the service rules before attempting such payments.
When should I use pay by phone for casino payments?
Pay by phone is a great option for casino players who don’t have a bank account or don’t want to use one for gambling. Use your phone SIM instead and get the added convenience of depositing even if you don’t have ready cash – you can pay later along with your monthly phone bills!
When should I not use pay by phone for casino payments?
Do you make large cash deposits? Do you want a payment method that supports both deposits and withdrawals? In all these instances, pay by phone service is not the best option for you. Try e-wallets or credit cards instead.